Insurance Complaints - InsuranceComplaint.com

Grace from Miami, FL says:
January 03, 2013

Insurance Complaint against: Citizens Property Insurance Co
Coverage Type: Flood Insurance

Underwriting - Nonreneweal

Afoter having paid premiums for over 10 years Citizens has now informed me that they will not renew my polocy because my roof is too old. I have never made a claim since I have been insured for over 21 years in my home. Why should I purchase a new roof for over $20,000 when I do not have any problem with my roof simply because they decided that my roof is too old?... Read More

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Tony from Louisville, KY says:
January 01, 2013

Insurance Complaint against: Nationwide Mutual Insurance Company
Coverage Type: Business Insurance

PolicyHolder Service - Inadequate Service
PolicyHolder Service - Incompetent Employees
PolicyHolder Service - Delays/No Response
PolicyHolder Service - Abusive Service
Claim Handling - Fraud
Marketing & Sales - Misrepresentation
General - I feel abused by this company

In 2010, I bought a business policy from my insurance agent with Nationwide. I already had life, auto and home with Nationwide so everything was done over the phone with my agent. I received a policy in the mail, signed it and returned it with payment. Each month after, I paid $69.14. In July of 2012, I received my bill stating that my policy had gone up and the new payment due was $140.25 each month. It stated that they had an audit and this was the reason for the change. Also, the statement said they were charging me for the 12 months prior to the present date and that I owed Nationwide $535 for back charges. I called my agent seven times trying to get an explanation on this and never got a call back from him. I called Nationwide and could not get an answer from anyone over this. I cancelled all policies with Nationwide over this and now I have this lady from Nationwide calling me with threats if I do not pay this bill from them. I have explained that I do not owe for something that was already expired and this was borderline extortion. I will now have to hire an attorney to fight this.... Read More

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W_B says:
February 27, 2013 at 11:12 AM

It is common for companies to audit payroll exposures and go back to charge for under reporting in the prior term. Premium is based on the exposure X rate. Perhaps this complainant didn't understand that might happen.

Julie from San Diego, CA says:
December 31, 2012

Insurance Complaint against: GEICO
Coverage Type: Auto/Boat/Motorcycle

Underwriting - Refusal to Insure

My parked car was hit by my boyfriends neighbor. There was considerable damage to the rear drivers side. I was stupid and didn't call the cops. They said they had insurance, we exchanged information and I filed a claim. A few days later, GEICO calls me to let me know that the people that hit me were NOT insured and that I would have to pay the $500 deductible to get my car fixed. IT WAS PARKED AND HIT BY SOMEONE ELSE. That's not right. What the hell am I paying this company for if they won't even cover me when some uninsured driver hits me? They said they could TRY to get my deductible back from them when I went to get the car fixed. I refused to do it. I was not about to pay $500 to repair a car I was wanting to sell anyway. I sold the car and got a lot less than I should have because of the body damage. ALSO, as a side note, I called the cops to let them know about the situation and they said they also couldn't do anything about it because we had already exchanged information-it was now a civil dispute. Moral of the story: auto insurance is bullshit and you can get away with not having it.... Read More

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Jeremy from Raytown, MO says:
December 28, 2012

Insurance Complaint against: American Family Insurance
Coverage Type: Auto/Boat/Motorcycle

PolicyHolder Service - Inadequate Service

It took forever to get my payment paid via Pay By Phone. I would rather talk to my insurance agent to pay my bill and deal with all customer questions and claims. I always have to call the help number if I want to make a claim and I think the agent who sold me the insurance should be the one who I deal with instead of an automated phone call. I don't like talking to computers. The customer service level isn't as good as it used to be just a few months ago. All the automated phone calls are putting people out of jobs because the main CEO and big wigs are more worried about the money that goes in their pockets and not about their customers.... Read More

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Lowell from Moss point, MS says:
December 28, 2012

Insurance Complaint against: Nationwide Mutual Insurance Company
Coverage Type: Homeowners Insurance

Claim Handling - Delays upon Delays
Claim Handling - Denial of Claim

Hurricane isiac aug 2012 filed claim FEMA and flood adjusters inspected and settled within one week.thanks. Wind policy separate adjuster had wrong cell number, promised written copy of inspection. Now 28dec and still no inspection reports. No final claim settlement for 5 months old. Four separate adjuster inspections and still waitin for settlement itemized list submitted 4months ago and partial claim settled. Nationwide contracted boulder claims in colarado,boulder sub contracted adjusters and no check and no written inspections(4). I had to retain attorney to get partial settlement.insurance adjusters not consistent. One contacts attorney, several contact me. Poor communications eg, wrong cell number furnished by contractor delayed adjuster inspection. 4seperate inspections for small dollar value claim, repeat inspections add to cost of claims and future premiums. Suggest companies limit contracting and subcontracting. Suggest time limit on denying claim and settlement just like time limit on over due premium. Thanks for prompt settlement flooding .... Read More

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Marie from North Miami, FL says:
December 28, 2012

Insurance Complaint against: GEICO
Coverage Type: Auto/Boat/Motorcycle

Underwriting - Refusal to Insure
Underwriting - Forced Placement
Claim Handling - Unjustified Accusations
General - I feel abused by this company

I had an accident back 2011, I was not at fault, the other party Vincent Black got ticket, however when my car had to be fixed, my so-call "lawyer Dean Gettis" explain to me that Vincent Black and I we both insured under geico therefore geico wanted to split the amount to fix the car 50%. I told Dean Gettis there is no way I am going to accept that, he went and send a letter to Geico that I accept the 50%, I did not sign that letter. I bought a car and when I called some insurance companies, eventhough I have a clean driver's license, none of them want to cover the car, because they said Geico said that I was 50% negligent on the 2011 accident. Geico refused to removed the 50% negligent on my record and that CHARLATANT call DEAN GETTIS do not do anything to help me. I had to returned the car back to the dealer because I could not find any insurance with a reasonable price. Imagine Progressive asked me $1625 for the first month and $900 monthly just because geico made me 50% negligent for an accident I was not at fault.... Read More

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RENA from GREENEVILLE, TN says:
December 27, 2012

Insurance Complaint against: Farmers Insurance Group
Coverage Type: Homeowners Insurance

PolicyHolder Service - Inadequate Reimbursement

I had switched from State Farm to Farmers' thinking I would save money and honestly be supportive of my local agent and her business. I have had nothing but trouble. After Farmers' denied me my homeowners' because of 2 loose shingles, I decided to go back to State Farm. Then they decided to reinstate my homeowners' but too late. I have tried to cancel all my policies and my daughters' policies also, and they are still taking money out of my account. This has been going on for over a month. What a nightmare. Here, I was trying to do good on several fronts and got nothing but problems. I work for a very successful credit union, and rest assured, I will not recommend Farmers' insurance to anyone I come in contact with. I have never complained like this before about anything, but I felt I had no choice in this matter. Would you please process my cancellations and stop taking money out of my account, and also process my reimbursements that is owed to me. Thank you. Rena Roberts... Read More

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katherine says:
January 3, 2013 at 7:31 PM

It doesn't matter who is taking money out of your account - even though you orignally agreed to it. Call your bank and tell them what you have stated here. File a dispute and you will place a stop payment on them so they can't get any more money from you. 99% of the time the bank will refund into your account what the insurance company unlawfully took from you while they investigate your dispute. If you get them all the info they ask for - it becomes a permanent amount in your account that can't be touched and will leave farmwes in the cold.

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Alex from Brooklyn, NY says:
December 27, 2012

Insurance Complaint against: State Farm Insurance
Coverage Type: Liability Insurance

Claim Handling - Delays upon Delays
Claim Handling - Unsatisfactory Settlement/Offer
Claim Handling - Unjustified Accusations

On Monday 11/26/2012 I drove ave Z in Brooklyn. All at once Toyota from service road skipped Stop-sign and hit my car on right side. The police officers had arrived very soon at the place and provided investigation. They mentioned it in the police report that the Toyota realy skipped Stop-sign and failed my right of the way. The Toyota was insured with State Farm. Because I have just liability insurance, that's why immediately I filed complain to State Farm Insurance the same day accident happened. But the insurance company delayed decision as long as they can, stating they don't have police report yet. Eventually I faxed them my copy of the report. Nevertheless they eluded whole week to review the document. Only in one month after accident happened the agent with name Patric called me home and sad they can pay only 60% of my car damage, because their insured stated that I hit her car not she hit mine. The fact that their insured violated the traffic rules which is clearly stated in the police report means nothing for State Farm.... Read More

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freeatlastpainting@live.com says:
February 11, 2013 at 10:15 PM

all the insurance companies are playing the same sick profound game with peoples well-being, the farmers insurance company's very own claims adjuster, crashed into me after speeding out of a collision garage in renton washington. My van was totaled and 3 passengers and myself were injured. And the driver never asked if we were alright.But his insurance company (Farmers)told me and my passengers that I was 40% in the wrong. I was supposed to avoid getting crashed into.They wont pay my hospital bills. But thats alright because no one likes insurance companies any way and when I get them in front of a jury they will pay more than I asked for. So what ever you do, dont rush play their game and make it work in your behalf. My name is Charles and I dont care who knows it.

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silvy from Central islip, NY says:
December 26, 2012

Insurance Complaint against: State Farm Insurance
Coverage Type: Homeowners Insurance

PolicyHolder Service - Unfair Negotiation

I had an adjuster come after huracane Sandy, My roof has heavy leaks, a tree fell on my shed, I had a lot of damage. The adjuster wrote a check in my name and statefarm,since December 13. today is dec 26. they held on to the check in escrow and refuse to send the money for my repair. It is nice, they are earning interest on the money. Who can I get in touch with? My roof is leaking and we have another north eastern. I now have more damage.I am a senior , please help... Read More

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valerie from chicago, IL says:
December 26, 2012

Insurance Complaint against: Allstate
Coverage Type: Homeowners Insurance

Underwriting - Cancellation

My mother has allstate homeowners as well as car insurance for at least 40 years her house has been paid for over 20, she is 84 years old. now all of a sudden allstate will not insure her house which has deemed a historical bungalow by the city of chicago. I work for homeepot and deal with a lot of contractors, come to find out allstate is doing this to alot of people and they are all seniors. So as of 1/1/2013 my mothers homeowners insurance will be cancelled after 40 years wait till wgn, cbs, and abc hear about this.... Read More

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Shawn/Promise Insurance says:
February 5, 2013 at 4:29 PM

Hi Valerie, I would be more than happy to investigate insuring your mother. I am a licensed insurance agent in Bolingbrook, IL. Please call my office at 630-863-7416 or e-mail me at shawn@promiseinsurance.com.

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