Insurance Complaints - InsuranceComplaint.com

patricia from fort lauderdale, FL says:
December 19, 2012

Insurance Complaint against: UNIFI Companies
Coverage Type: Homeowners Insurance

Underwriting - Premium Too High
PolicyHolder Service - Inadequate Service
PolicyHolder Service - Inadequate Reimbursement
Claim Handling - Delays upon Delays

i was searching for a less expensive homeowners policy and was given the name of universal property and casualty to receive a quote by a friend, i spoke to the agent and she quoted me a price that was less expensive than my current policy holder, therefore i asked to send the paperwork to sign for my approval, after receiving the policy it was a different amount that was quoted to me, and was much more expensive than my current policy, i immediatley phoned the agent to advise i was not going to accept that policy it was different from what was quoted me and was two thousand dollars more than i was paying, i did not sign the documents or return them to the company, but they in turn submitted to my mortgage company for payment, i had notified my mortgage company to not pay them if they received any statements from them asking for payment, but someone from the mortgage insurance department did not read the notes in the computer and paid out the check,which caused me to be negative in my escrow account, which raised my mortgage, and have to homeowners policies that they paid. after working with the bank and universal property and casualty the decided to return the check back to the bank when they realize that I was still covered under... Read More

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Faith from Fort Lauderdale, FL says:
December 18, 2012

Insurance Complaint against: GAINSCO
Coverage Type: Auto/Boat/Motorcycle

Underwriting - Premium Too High
PolicyHolder Service - Inadequate Service
Claim Handling - Fraud
Marketing & Sales - Misrepresentation
General - I feel abused by this company

I have been insured by this Company for years through an Agency by the name of Abel Assurance Agency on Oakland Park Blvd. Florida who writes policies on their behalf. Notknowing they were abusing me by overcharging me on a monthly basis for PIP coverage at the rate of $98.00 monthly then after I had a minor fender bender accident they increased my PIP policy to $198.00 monthly from March, 2012 thru August, 2012. They told me they do not take checks so I had to be making cash payments. I happened to speak to a friend about it and she was shocked and outraged and recommended me to Allstate that now covers my vehicle with full Comprehensive coverage for $136.28 monthly. I have had sleepless nights because of the stress this Insurance Company placed upon me because I had to try to drive overly safe to avoid an accident because I knew my car was not fully covered and had such a large monthly payment. I can now sleep at night and not only getting my sleep at night but I now pay less for full coverage and send a check in on a monthly basis instead of going to pay in cash. Ever since I cancelled the policy I had with them, they have been calling and harassing me and sent my name to Collection Agency who has been calling me on a daily bas... Read More

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Name Witheld due to Health Care Privacy from 1820 Downing Av, IL says:
December 18, 2012

Insurance Complaint against: UnitedHealth Group
Coverage Type: Health Insurance

Underwriting - Refusal to Insure

I was switch from my Etna insurance company 12/30/2011 to United Health Care. With out my knowledge I stater to get a physical in my local clinic where I used to go when I was insure with Etna. My doctor after the physical recomended a blood test and I proceed to get this blood test always thinking that Etna always covers this type of service. TO my surprice I recieved my first bill from United Health Insurance telling me that because Elmhurst Clinic was not part of thier network my coverage was going to be denied. Wich it was denied and now I am stuck with 100% of the bill and they are refusing to cover Zero percent. This is outraged that I went a whole year paying this insurance company and I am denied even the smallest part of this bill. I am a senior citizen and I have no way of covering this $1500.00 dollars from this bill. I need help please. You can write me on my email about my options do demand some type of coverage. Best Regards, Guillermo A Tello... Read More

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Fatima from Landover, MD says:
December 17, 2012

Insurance Complaint against: USAA
Coverage Type: Auto/Boat/Motorcycle

PolicyHolder Service - Denied Access to Services
Claim Handling - Denial of Claim
Claim Handling - Unjustified Accusations
General - I feel abused by this company

One of their insured hit my vehicle because he was distracted. He backed right into me while i was entering a parking space. They never called me back after i filed the claim i had to call them to ask the status. I was then told that we were both at fault for the accident and that is all there was to it. I will now have to be Inconvenienced and file a claim thru my own insurance company to have the damage repaired!! Can anyone tell me what i can do next??... Read More

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douglas from allen park, MI says:
December 17, 2012

Insurance Complaint against: Allstate
Coverage Type: Auto/Boat/Motorcycle

PolicyHolder Service - Inadequate Service
PolicyHolder Service - Incompetent Employees
PolicyHolder Service - Delays/No Response
PolicyHolder Service - Inadequate Reimbursement
Marketing & Sales - Misrepresentation
General - I feel abused by this company

recently i found out that insurance companies need to know where your vehicle is parked or garaged. so when i inquired with my co. they refused to write a policy since they knew that the info had changed. so we rewrote the policy with a 3 times amount/ mo. payment. i started to show around and found that allstate did not care about this garaged thing. then after over 2 hours on the phone with a allstate rep. and contracts written she indicated that my daughter should change her address back to the home address with the state. after several more calls to others insurance companies i found out thi is not only insurance fraud but also state i.d. fraud. i was mad as hell. so i called back my old insurance agent and they had to rewrite all my policy's that ended up costing me over $108/per month more and another 2-3 hours on the phone. with everyone autopaying my insurance policys my checking account went neg. and i had to take a loan to cover the cost. the reason i had to do this is because allstate ran into a system error trying to refund my payments. like they never had to do this before. all i can say is don't do business with allstate they will screw you. i will be asking the mich state ins. reg's. to investigate as i am sure t... Read More

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chris from virginia beach, VA says:
December 16, 2012

Insurance Complaint against: State Farm Insurance
Coverage Type: Homeowners Insurance

Claim Handling - Rude/Abusive Adjuster
Claim Handling - Fraud
Claim Handling - Denial of Claim
Marketing & Sales - Misleading Advertising
Marketing & Sales - Misrepresentation
General - I feel abused by this company

On June 29,2012 my 27 year old medical student son came to my home. He commited suicide with a gun on my bed as I walk in my front door from being with my mother. I immediately called police who tried to comfort me as I call family. They said State Farm any other insurance companies would handle all clean up repair cost from there experience. State Farm responded with shocking news several days later. They said my deductible had jump from $500 to now $8,400. In the near Ten years that they have insured my home I had only one hurricane claim for $1,200 dollars from a neighbors tree branch daamging my roof . They immediately paid that claim. The case field agent visited my home to view damage and was upset the cleaning crew missed cleaning blood and brain matter without tearing up the carpets immediately. He called them back and noted the bullet damaged my headboard, carpet,mattress, and covered items like lamps, walls, nightstand and small items removed from my home. That field agent said Mr. Davis we will cover all this and you go by yourself a mattress to sleep on and the hotel cost for inital nights away due to blood cleaning solutions being overwhelming to me.He fax me replacement forms and listed where my replacement carpet an... Read More

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Joan from St. louis, MO says:
December 15, 2012

Insurance Complaint against: Allstate
Coverage Type: Homeowners Insurance

PolicyHolder Service - Inadequate Service
PolicyHolder Service - Incompetent Employees
PolicyHolder Service - Abusive Service
PolicyHolder Service - Unfair Negotiation
Claim Handling - Unsatisfactory Settlement/Offer
Claim Handling - Denial of Claim
General - I feel abused by this company

Lost ring (had rider for it) around Valentines day. When I tried calling my agent Karen Holland whose number was disconected. I contacted Allstate, they set me up with another agent but would not ho or my loss tho I have paperwork proving I held a special rider for it. I think they dropped the ball rewriting my insurance & they need to man up and pay me what I've been paying extra for 10 yrs.Shame on Allstate.... Read More

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Paul from Chicago, IL says:
December 14, 2012

Insurance Complaint against: AXA Equitable Life Insurance Company
Coverage Type: Life Insurance

Underwriting - Cancellation
Underwriting - Nonreneweal
General - I feel abused by this company

Fraudulent cancellation of life insurance of an 81 year old man and refusal to reinstate a policy maintained carefully for over sixty years -- under claim of failure to respond to notices (that were with certainty never sent) for a miniscule loan debit suddenly appearing after telephone conversations that same year with representatives stating "paid up till January 2013".... Read More

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sharlyne from crawfordville, FL says:
December 13, 2012

Insurance Complaint against: Markel Corporation
Coverage Type: Homeowners Insurance

Underwriting - Forced Placement

My insurance was cancelled until I could make a small repair. Since the insurance was cancelled my mortgage company did a forced insurance policy. I have two mortgages . Each one placed a policy. The first one placed enough on it to cover both . The second mortgage also placed a policy . Both policies of equal value. one policy was for 2413.26 second policy was at 4292.51. This resulted in a coverage of around 450,000. for a home valued at 150.000. I made several calls to try and get this reduced, to a fair amount of insurance for the amount owed. Since I could not get any help it forced me let the second mortgage go to for closer. Fair. I don't think so.... Read More

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scott from rockaway park, NY says:
December 12, 2012

Insurance Complaint against: New York Life Insurance Company
Coverage Type: Homeowners Insurance

PolicyHolder Service - Incompetent Employees
PolicyHolder Service - Inadequate Reimbursement
General - I feel abused by this company

This Complaint is for NEW YORK PROPERTY INSURANCE UNDERWRITING ASSOCIATION: NYPIUA 100 William Street, NY NY 10038 My House Was in Rockaway Beach was Devastated By Hurricane Sandy. My Roof Was Wrecked and Needs Replacing: Contractor Cost: $5000.00. I have $250,000.00 worth of Wind Insurance. NYPIUA sent me $1154. I have a Deductable of $2500, I am Owed $1346. This Huge Insurance Company is Screwing a Small Home Owner, An American who was wiped out by Hurricane Sandy. I am a home owner, small business owner and tax payer and they are taking advantage of me. An Evil Company!!!... Read More

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Piedmont Disaster Services says:
July 15, 2013 at 5:32 PM

You can still have a Public Adjuster look at your claim and reopen it if it is warranted to get additional monies for you. You have nothing to lose.

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