Insurance Complaints - InsuranceComplaint.com

Lewis from Los Angeles, CA says:
March 02, 2015

Insurance Complaint against: GEICO
Coverage Type: Auto/Boat/Motorcycle

PolicyHolder Service - Inadequate Service
PolicyHolder Service - Denied Access to Services
PolicyHolder Service - Unfair Negotiation
Claim Handling - Unsatisfactory Settlement/Offer
Claim Handling - Fraud
Claim Handling - Denial of Claim
Claim Handling - Unjustified Accusations
Marketing & Sales - Misleading Advertising
Marketing & Sales - High Pressure Tactics
General - I feel abused by this company

on February 4th this year I was parked in a CVS. lot and the car to my left was aimed back-word and very close to my car, in relation to the space. I then touched there car with a rubber part of my truck and made no damage. The insurance company would rather pay the claim for $863. and hope they make a new friend and customer with my insurance policy. Very generous, with other peoples money. That causes my rate to go up 20% if I stay with geico the will charge me an additional $900 for 6 months with equals $1800 x three years = $5,400. They admit there is no damage to my car, they paid the claim and when asked they say its best for everyone. There are large horizontal white stripes of paint on the pitches of the other car but no paint missing from my car. they now say that the addition used in the totaling of the claim is Private to the other party. I can't do any of my own investigation without the pitchers and related evidence, requiring me to sue in small claims to get any information about a claim I am paying for. Lewis Lehnus... Read More

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Francis from Moreno Valley, CA says:
March 01, 2015

Insurance Complaint against: Mercury Insurance Group
Coverage Type: Auto/Boat/Motorcycle

Claim Handling - Delays upon Delays
Claim Handling - Unsatisfactory Settlement/Offer
Claim Handling - Fraud
Claim Handling - Denial of Claim

I was struck by a car while waiting for the light. The driver of the car accelerated toward the intersection where I was standing. I had to jump out of the way while she jumped the curb hitting the light post knocking it over and ending up in a planter at the end of the road the intersection was a T shaped intersection. unfortunately I wasn't fast enough and she clipped my right foot either with the tire of her car or the light post hit it tearing off my shoe and leaving me injured on the street the police showed up and put me in an ambulance and sent me to the hospital. I have health insurance and the hospital bill and ambulance was very costly needless to say this happened the second week of starting a job in San Juan Capistrano I was injured so I couldn't go back to work for over 6 months. Her insurance company said she wasn't responsible for my injuries do to and unforeseen illness so she wasn't responsible and my insurance company wouldn't even pay for uninsured motorist I believe both companies choose not to compensate this claim because they didn't want to pay for damages which I and she was clearly insured for on both of our policies FRANCIS EDWARD SMITHERAM JR.... Read More

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Name Witheld due to Health Care Privacy from St Augustine, FL says:
February 19, 2015

Insurance Complaint against: UnitedHealth Group
Coverage Type: Health Insurance

Claim Handling - Denial of Claim
Marketing & Sales - Misleading Advertising

My wife and I are covered by a United Healthcare Plan we obtained for 2015 on the Federal ACA Exchange. We had UHC coverage through our employer 2 years ago, and we thought we'd give them a try, as the premiums were lower, and the coverage seemed comparable to the ACA Exchange plan we had last year (with FL Blue). My wife has been seeing the same doctor since we had UHC coverage, and had an office appointment and lab work scheduled for January, short;ly after we changed to the UHC plan we got through the exchange. About a month later, we received an invoice from the Lab, stating "Your insurance carrier denied payment, indicating the services provided are not covered under your policy". We contacted UHC, and they admit that they denied the claim, and claim that our policy does not provide any out-of-network coverage. It certainly was not clear to us, nor our doctor, nor the lab, nor anyone trying to discover which service providers are in the UHC network by researching their website, that we would have no coverage and be expected to pay 100% of a services ordered by our physician. UHC receives premiums and exchange subsidies, what exactly are they spending them on? Their only job is to pay medical providers for their services, wh... Read More

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Karen from Bigfork, MT says:
February 19, 2015

Insurance Complaint against: Bankers Life & Casualty Company
Coverage Type: Life Insurance

General - I feel abused by this company

Taking months to get my money back. They cashed my check 10/29/14 and it is now 2/19/15 and I still have not received it after numerous phone calls and being told it is on its way.... Read More

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Robert from Louisville, KY says:
February 17, 2015

Insurance Complaint against: USAA
Coverage Type: Auto/Boat/Motorcycle

Underwriting - Cancellation
PolicyHolder Service - Inadequate Service
PolicyHolder Service - Incompetent Employees
PolicyHolder Service - Delays/No Response
Claim Handling - Unsatisfactory Settlement/Offer
Claim Handling - Denial of Claim

I filed a claim on Feb 1, 2015. Was told I was covered and I placed car in USAA approved shop on Feb 4, 2015. On Feb 13, 2015 the date in which car was to be completed I get contacted by rental car company and told that even though my car is not yet finished USAA is not paying for anymore rental. I find out that USAA has canceled my claim and policy and voided the amount paid for the repairs to the shop. The explanation I was given was that my payment of premium check had been returned so they cancelled everything and I would have to pay for my car out of my pocket. They refused to let me reinstate policy and the problem is that they canceled my policy and voided the payment check on Feb 6, 2015, 2 days after making the payment, but I was not notified about this until 7 days later on Feb 13, because of which by the time I was notified it was too late to cancel repairs or make any type of arrangements. Now my car is stuck at the body shop unable to be picked up by me because I dont have the money to pay. The money that USAA was suppose to pay.... Read More

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mercie Deloris from hattiesburg, MS says:
February 17, 2015

Insurance Complaint against: State Farm Insurance
Coverage Type: Homeowners Insurance

Underwriting - Cancellation
PolicyHolder Service - Delays/No Response
General - I feel abused by this company

I filed a claim for tornado damage on 02/10/13 and on the night of 01/21/2014 my home burned to the ground I was displaced. I've had my home rebuilt and moved back into it on 12/06/14 it took so long to rebuild because I had a death in my family one month after I lost my home my oldest son died and it took me a while to get back to finding a contractor. A week or so after moving back home I got a letter from State Farm telling me that they were dropping me because I flied the two claims. Was I not suppose to use the insurance to make repairs caused my nature and a fire that would have killed me and my dog had I not heard the smoke detectors go off around 10:30pm that night. I got out with my life and my dog in 17 degree weather with no shoes or coat only my sleeping cloths. My neighbor gave me the coat and house shoes she had on. I was told by another State Farm agent that got my contact information off line when I was looking for another insurance company to insure my home to contact my local agent. He could possibly help me keep my coverage. I contacted him he said he would check into it and get back to me, that's been two weeks ago so I just called his office again today and was told he is in a meeting and they would tell ... Read More

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RANDY from BURGETTSTOWN, PA says:
February 17, 2015

Insurance Complaint against: Erie Insurance Group
Coverage Type: Liability Insurance

Claim Handling - Rude/Abusive Adjuster
Claim Handling - Delays upon Delays
Claim Handling - Unsatisfactory Settlement/Offer
Claim Handling - Unjustified Accusations

Eries covered driver, truck had a huge 5 by 7 3 inch thick piece of ice come off his roof and strike our passenger side window coming through onto our son, passenger, bruising 3 ribs, thank god did not kill him. when the adjuster (erie) came out was yelling that he did not ask to be there quite aggressive and was a little afraid of him. lied about what it cost to fix our cadillac lied and stated the Bowser Cadillac told him they would do work for what his estimate was for, lied and said another garage local said they would do work, they dont work on cadillacs, under estimated damage, threatened us with insurance fraud for the damage ice don to bottom of vehicle. this guy did nothing but lied and threaten us.... Read More

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Amelia from Virginia Beach, VA says:
February 10, 2015

Insurance Complaint against: State Farm Insurance
Coverage Type: Homeowners Insurance

PolicyHolder Service - Inadequate Reimbursement

Family of 6- We spent Feb 14-April 24 in 1 bedroom hotels or with family. No pod was suggested- all boxes were stored in my garage where it was ozonated. It took us over a year to unpack- My garage now stinks even after 2 years. Appliance inspections-recommendation was for replace, this was not done for any appliances. I have maintained them in a storage facility, which now smells. Insurance scheduled an inspector (their choice)-McKee. The first inspector that was sent in provided guidance saying their was residue and odors and they should repair or replace.Ins.paid to clean only-this was not sufficient(clothing & appliances); need of more cleaning as they still smelled of chemicals and irritating odors we relate to smoke. Insurance sent in 2nd inspector which did wipe tests which would have been useful if performed during the first week or so to determine the path and extent of smoke exposure- why was this not performed initially? No porous surfaces were evaluated and no clothing was taken for analysis- only wipe tests. I was not provided any lab results only a report (which quoted detection limits and methodologies incorrectly). Moved back into our home and still had irritations (nosebleeds, ear/eye/nose/throat problems... Read More

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Jeff from Murrieta, CA says:
February 09, 2015

Insurance Complaint against: MetLife
Coverage Type: Life Insurance

PolicyHolder Service - Inadequate Service
PolicyHolder Service - Delays/No Response
Claim Handling - Delays upon Delays
Claim Handling - Fraud
Claim Handling - Denial of Claim

My step-mom changed my Father's beneficiary when he was in a home for Alzheimer's. The person who reviewed the claim never should have okay'd payment to her the follow mistakes were made: signature doesn't match, first name doesn't match, she listed herself as the employee, etc. MetLife confirms this! Early in the process, they said they couldn't make a decision as a box wasn't checked by the evaluating doctor (this report was done the day he entered the home.) The report did say that he couldn't handle his cash resources, he was incontinent, needed total assistance etc. Around a year later, I was finally able to get the Dr. to check the box that they said was so important to the case. Yet, they claim that they couldn't fully substantiate that fraud was done? Oh the California Department is of no use either. My case is so easy to figure out, i can only guess how people are treated who have more complicated cases. Insurance companies are supposed to fairly evaluate claims, but sadly, dishonest companies like MetLife push the disputes into court knowing that only 2-4% of people will take it that far.... Read More

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Name Witheld due to Health Care Privacy from elkhorn, WI says:
February 05, 2015

Insurance Complaint against: Humana
Coverage Type: Health Insurance

General - I feel abused by this company

Folders « Sent « Conv « Insura...nts Prev Next Compose From: Tanya Falk Show Details Reply Reply All Forward Insurance reimbursements Wed, Feb 04, 2015 12:12 AM We need to change somethings in health care . I work at an independent pharmacy . Insurance companies r not giving fair reimbursements . Most way under cost . We are losing money everyday submitting claims . Before we know it , we will be out of jobs . We have all have agreed to take a pay cut to keep our job . We need to start regulating insurance companies . The beginning of this year has been the worse . Everyday is a new hurdle . Obama care is the worst offender . The processors are robbing uses blind .please tell me how we are going to solve this problem so we keep our small businesses around ? We need to start fixing what is broken . Insurance companies are broken . My boss told us the reimbursements are dated back to 30 yrs ago . Thank you for taking the time to read this . For the record I love my job and I love what I do . Please help us save our jobs .... Read More

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Tanya Tucker says:
February 6, 2015 at 9:59 AM

"Fair" reimbursements? If I were you, I'd look into whose making the cash -- it's not the gov. Try pharmaceutical companies. If your boss is playing fairly, and 22 million people are getting help through Obamacare, it would seem that insurance companies, who never should have been at the Obamacare table, are scamming us all. Good luck, and I hope you keep your job. You need to fight the right fight: aspirin in a hospital should not cost $125 p/pill. There are healthcare models in many countries that work. We need to clone those.

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