Rose Mary's complaint:
June 27, 2012

Insurance Company: State Farm Insurance
Coverage Type: Homeowners Insurance

• Underwriting - Premium Too High

I have had State Farm homeowners insurance since November 1989. My premium at that time was about the same as my property taxes, between $600-800 per year. We have not had a lot of claims in 23 years. Our premiums have went up every year until now they are $3144.00 per year. I have the premium drafted every month from my account, $262.00. This is as much as my car payment. Our agent said it is because we are over 5 miles from the fire departmetnt. I clocked it and we are 6 1/2 miles from the fire department. He also said it is because all the claims from the storms from other people, not us. Come on now this is Rome, GA. 1 1/2 miles over the 5 mile limit. At the most it would take 2 more minutes. And we have a log home, which if it did not make a difference in 1989, it should not make a difference now. It is like the insurance companies want to collect but now pay. Not everyone was not hit by the storms. Think about people across the US not filing claims, but paying very high premiums. Is there not something that can be done? What do other people do that are 10 miles or more from the fire department? This is terrible and not right!!!!
Please HELP!!!!

0 0

Tweet