Back to insurance complaintsJune 11, 2013
Insurance Company: American Senior Services, Inc.
Coverage Type: Life Insurance
- PolicyHolder Service - Delays/No Response
- Marketing & Sales - Misleading Advertising
- Marketing & Sales - Misrepresentation
- Marketing & Sales - High Pressure Tactics
- General - I feel abused by this company
I took out a Life Insurance policy with an over agressive agent by the name of Lydia Marquardt who misrepresented the policy.
The name of the insurance company is: KSKJ Fraternal insurance OR "AMERICAN SLOVENIAN CATHOLIC UNION. THEIR ADDRESS IS: 2439 GLENWOOD AVENUE, JOIET, IL. 60435. (NOTE I had to put "American Senior Services, Inc. because it would not allow me to put KSKJ Fraternal Insurance")
The policy was taken out for $5,000.00 with an anual premium of $338.85. I was 68 years of age, now I am 91 years old. The years have gotten away from me and I suddenly realize that I have paid into this in surance for 23 1/3 years for a total of $8,245.35. Which means that I have paid $3,245.35 over what the policy is worth.
The "CASH IN" quote value they gave me is $4,381.45.
I do not wish to continue premiums and I feel that the cash in value they quoted me is unaceptable.
As I understood it when the Marquardt woman came to my home in Joliet, IL. that it would be paid in twenty years.
What recourse do I have to either get my money back for misrepresentation by this ovedrly scrupulous agent or die!
I do not and will not continue con tributing to her bonus of $338.85 a year.
Please advise. Thank you for your cooperation
0
0
December 9, 2018 at 9:59 PM
http:/// - .ankor .ankor
December 9, 2018 at 11:16 PM
http:/// - .ankor .ankor
December 10, 2018 at 12:30 AM
http:/// - .ankor .ankor
December 10, 2018 at 1:59 AM
http:/// - .ankor .ankor
December 10, 2018 at 3:24 AM
http:/// - .ankor .ankor
December 10, 2018 at 4:06 AM
http:/// - .ankor .ankor
December 10, 2018 at 4:41 AM
http:/// - .ankor .ankor
December 10, 2018 at 4:45 AM
http:/// - .ankor .ankor
December 10, 2018 at 5:19 AM
http:/// - .ankor .ankor
December 10, 2018 at 5:52 AM
http:/// - .ankor .ankor
December 10, 2018 at 6:00 AM
http:/// - .ankor .ankor
December 10, 2018 at 6:35 AM
http:/// - .ankor .ankor
December 10, 2018 at 7:08 AM
http:/// - .ankor .ankor
December 10, 2018 at 7:14 AM
http:/// - .ankor .ankor
December 10, 2018 at 8:28 AM
http:/// - .ankor .ankor
December 10, 2018 at 10:12 AM
http:/// - .ankor .ankor
December 10, 2018 at 11:27 AM
http:/// - .ankor .ankor
December 10, 2018 at 12:39 PM
http:/// - .ankor .ankor
December 10, 2018 at 2:03 PM
http:/// - .ankor .ankor
December 10, 2018 at 11:04 PM
http:/// - .ankor .ankor
December 10, 2018 at 11:44 PM
http:/// - .ankor .ankor
December 11, 2018 at 12:19 AM
http:/// - .ankor .ankor
December 11, 2018 at 12:59 AM
http:/// - .ankor .ankor
December 11, 2018 at 1:35 AM
http:/// - .ankor .ankor
December 11, 2018 at 2:15 AM
http:/// - .ankor .ankor
December 11, 2018 at 2:54 AM
http:/// - .ankor .ankor
December 11, 2018 at 3:37 AM
http:/// - .ankor .ankor
December 11, 2018 at 4:14 AM
http:/// - .ankor .ankor
December 11, 2018 at 4:55 AM
http:/// - .ankor .ankor
March 5, 2019 at 5:31 AM
The GED (general education development) program was created to support adults without a high school diploma in their efforts to obtain a comparable... what can anxiety attacks do to you Profile of ampsinis nanoxia ncore retro
April 20, 2019 at 1:30 AM
Why do i have this huge ball or lump in my armpit? | Yahoo Answers lump under armpit painful female
May 27, 2019 at 7:59 AM
This afternoon I got a phone call from a friend and fellow event rider who has just been named to the reserve list of a certain team competition in September. Thai reflexology
June 12, 2019 at 7:05 AM
Vascular instability can be due to vasodilation (dilation of blood vessels and a decrease of blood pressure) and vasoconstriction (constriction of blood vessels and an increase in blood pressure). I talk about various imbalances, but the source of these imbalances is usually a deranged immune system. What to expect after wisdom teeth removal
June 19, 2019 at 2:26 AM
THISВ IS NOT JUST A PEEL,В THIS IS BIOACTIVE PEEL! Take skin health to a new depth. DermalogicaВ BioActive Peel Introducing a new generation of skin resurfacing. acne scars before and after chemical peel
June 30, 2019 at 11:41 AM
Biotin may be known as vitamin B7 or vitamin H. This water-soluble B-complex helps specific enzymes throughout the body function more efficiently. You can get biotin from a variety of food sources such as cucumber, oats, dried fruit, eggs, cabbage, goat or cows milk, cauliflower, royal jelly, raspberries, brewers yeast or strawberries. You have a recommended dietary allowance that is very Taking biotin
July 5, 2019 at 3:11 AM
Dry, flaky skin will make you appear older. Then, drink up! Lean Beef for strong, shiny nails. How? A diet rich in protein, iron and zinc are key to strong, beautiful nails. All of these nutrients are found in a small portion of lean red meat. Almond Soft flaky nails
July 11, 2019 at 4:22 AM
With Coinify, you can sell your bitcoin in exchange for fiat currency, receiving euros or pounds directly to your bank account if you live in the SEPA region. bitcoin forum
July 12, 2019 at 8:38 PM
Decentralized exchange – the exchange of cryptoassets using Ethereum smart contracts, where the Ethereum blockchain acts as a trustless intermediary These are just a handful of the applications conceived for Ethereum; the most powerful use cases of this blockchain are yet to be imagined. what is cryptocurrency
September 8, 2019 at 3:16 AM
Sjogrens syndrome is a disorder of your immune system identified by its two most common symptoms, dry eyes and a dry mouth. MORE ABOUT Sjogrens syndrome often accompanies other immune system disorders, such as rheumatoid arthritis and lupus. pescoço
September 15, 2019 at 11:57 AM
It is the claim of increasing openness of social classes to marriage partners from We will try to use the same occupational classification system (HISCO) which Social class meaning
September 17, 2019 at 1:57 AM
27 Oct 2015 Sink or Swim by THE VEGABONDS, Rock music from Nashville, TN on of hard-hitting lyrics that dont hesitate to touch on real-life situations How to remove bathroom sink drain stopper american standard
September 21, 2019 at 12:47 PM
Although shiitake mushrooms still grow in the wild, China yields around 80 percent of the world market in production, a distinction that Japan initially held. 7 Today, hundreds of shiitake growers in the U.S. utilize forest farming to produce shiitake mushrooms on hardwood logs. 8, 9 Types of psoriasis in children
November 4, 2019 at 11:00 PM
Regarding how to get rid of Fordyce spots on the penis, you can use Worried it could be something serious as I did not begin to properly wash penis until early 20s. major Fordyce Spot outbreak as Genital Warts and gave me a topical cream. Treatment for fordyce spots in mouth, acne scar removal cost Fordyce spots how to get rid of acne scars fast naturally
November 8, 2019 at 7:58 AM
The European Commission adopted an ambitious Circular Economy Package, are for improving energy efficiency that has the clearest impact on saving money, In the last decade, energy shortages grew fast as global demand increases how to save lots of money fast
September 11, 2020 at 9:31 AM
Довольно интересно _________________ 777-azino отзывы
September 11, 2020 at 8:53 PM
Довольно интересно _________________ pinup промокод что делать
September 19, 2020 at 4:58 PM
Спасибо за пост _________________ greenbet как выигрывать
September 21, 2020 at 1:58 PM
не работает _________________ ігрові автомати колумбус
October 13, 2020 at 6:09 PM
Спасибо за пост _________________ ігри на гроші з виводом
June 18, 2013 at 7:10 PM
John, An insurance company is obligated to cash out your policy if you request it. If the policy limit is $5,000 and the cash out is $4,381.45 it probably makes sense to cash out the policy, invest it elsewhere or put it in the bank. The cash out value is based on a formula, so it may be a correct amount based on the type of policy you purchased. If this is a company you would like to forget about, cash out and leave them behind.