Christy's complaint:
February 21, 2013

Insurance Company: GEICO
Coverage Type: Builders Risk

• Claim Handling - Delays upon Delays
• Claim Handling - Unsatisfactory Settlement/Offer
• Claim Handling - Denial of Claim

I am not the carrier of Geico and would strongly recommend NO ONE have their insurance. My daughter was involved in a wreck last April, 2012. The other driver was at fault and his insurance was GEICO. He told 3 different stories but ultimately admitted to pulling out in front of her. He was driving on an expired driver's license. My daughter ended up with a totaled car. Luckily her and her two passengers were not severely injured and were released from ER the same day. GEICO has still not paid the hospital bills nor have they paid for her car. They only want to pay 80% stating she had to be speeding and needs to be partly responsible. The highway patrol did not even suggest she might have been speeding and it was not even mentioned in the accident report. The think since she just had liability on the car we don't have our insurance to fight for us they can bully us. I have denied accepting that and they just told me I have no choice. I am checking all my options. Someone told me to contact the insurance commisioner. Luckily she had money saved up and was able to purchase her another car but it would be nice to be reimbursed and hospital bills paid. I now realize why they say their premiums save you money because their insurance is "cheap" because they do not pay like they should!!

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