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Philip's complaint:
December 25, 2012

Insurance Company: Anthem
Coverage Type: Health Insurance

  • Underwriting - Refusal to Insure

I sent this to the White House, Nikki Haley's office, Help me Howard, News 7 and Bill O'Rielly.com, I don't know where to turn. (urgent message and help for a young 4th year Medical Student at Edward Via School of Osteopathic Medicine. Philip P Murphy OMS4, is due to graduate in May of 2013. He passed both DO and MD boards. He is Bi Lingual Hispanic and Irish, and is dedicating his medical career to the less fortunate in south Florida. On Friday Dec 7th Philip suffered a AVM brain bleed and was sent to the ICU of Memorial East Hospital in Hollywood Florida. He had brain surgery to remove the clot and the AVM Malformation. He is doing well and is having issues getting back his right side motion (arm and leg) It is coming slow but sure. Other than short term memory due to swelling he should make a full recovery. He owes thousands of dollars for med school. South Carolina Anthem Blue Cross and BS, are trying to say that he turns 26 and will not be covered after this month. Please help as he was fully covered when this happened , they should cover everything attached to it as a chain of care. Please Help. He is what Obama care is all about. Young Doctor's not out for money but to help those less fortunate. Please help! I will be putting this on youtube and facebook as well. I beg you to help. )




I am Dr. Philip K Murphy ThD, CCCJS. I am Philip's father. Telephone # 954-614-4334. I am a special education teacher and a Nationally Certified Clinical Criminal Justice Specialist If you can help in any way I will be glad to help you and Fox whenever Criminal Justice is and issue. Please help my son as he is going to devote his life to helping us all.

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Wshear says:
July 23, 2013 at 6:36 PM

No if you have insurance coaevrge that meets your home state's requirements, it won't cost you any more to take the trip for insurance. If you have an accident in another state, your insurance will automatically adjust for another state's higher limits or for no-fault coaevrge. For good coaevrge, though, you should carry at least 100/300/50 limits. Ask your agent about this.Even if your company doesn't usually write in all states, you're still covered. Just be sure to have the insurance ID card with you at all times, and be sure the license for anyone who might drive is current. Also, be sure your policy is paid up for at least the length of the trip.We did the same thing in the summer of 1988 a 31-day, 7000-mile trip out west, including several states where our regular company doesn't normally write insurance, and had no problems at all.Enjoy!

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