July 26, 2019
Insurance Company: GEICO
Coverage Type: Auto/Boat/Motorcycle
- Claim Handling - Delays upon Delays
- Claim Handling - Unsatisfactory Settlement/Offer
- Claim Handling - Fraud
So the title says car insurance scam.. I couldn't think of a better way to explain. SO Let me go into detail. On May 3rd 2019 I was involved in a head on collision with a moron talking on his phone. He drove into my lane and almost killed me. Long story short, he was charged his garbage, incompetent insurance company had to take blame. They have done so. 3 long, painful months later, after 100s of hours of their stupidity (losing paper work, losing my car, requesting billing from hospitals that don't exist, losing the rental agreement etc.) I could go on forever about their stupidity. I am setting a scene. This moron adjuster finally settles in the amount of $7,101.40 My medical bills were ADJUSTED from around $5,000 to about $1,700 because of the self pay option in my state. This moron sent them, out of the settlement the entire $5,000 instead of the adjusted amount. I called the medical billing company and they said that the overpaid amount will be credited to the account. I asked the billing company where the credited left over funds would go, she said most likely back to the insurance company. OF course I was not told this by the adjuster. MY QUESTION! and my Suspicion is, the adjuster is trying to find a way to say they "paid" the amount agreed upon just to pocket the money coming back to them after the bills are paid, and the over payment is refunded to them. Has this ever happened to anyone else? Yes I also know now I should have gotten an attorney day 1.
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